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Purdue University Main Campus 함께하는 동부화재 유학생보험
보험정보 안내
Purdue University 같은경우 2009년도 부터 F-1 비자는 학교 보험을 의무로 하고 있으므로 학교 보험으로 가입 하셔야 합니다. 하지만 F-2, J-1, J-2 비자 분들은 동부화재 유학생보험으로 가입 하시면 3 인가족 분들이 가입시 연간 $4000 정도 보험료를 절감하실수 있습니다 .
Insurance Comparison
Insurance Provier
동부화재
학교보험
Benefit
$50,000 Per Injury and Sickness
$250,000 max benefit
Lifetime Maximum
Unlimited
$250,000 lifetime
In Network
100%
80%
Out of Network
100%
60%
Deductible
없음
$350 per policy year
Prescription Drug
보상한도에 포함
$20~$40 copay
Annual
Student
학교보험 의무
Student : $1,039
Spouse
$415~580
Spouse : $3,824
Child
연령별 상이
Per Child : $1,322
ο 치료비 $20,000 기준 자기부담금 비교
구 분
동부 유학생보험
학교보험
Deductible(면책금)
$0
$350 per policy year
Co Payment
100%
60%~80%
Emergency Room Expense
$0
$100
Doctor Visit Expense
$0
$15
총 자기 부담금
없음
$4,000~$8,000
학교보험 단점
1. Dedutible 부담
2. 세부 항목 보상한도 제한
3. 높은 보험료
동부화재(유학생보험)
1. Co-insurance 가 없음
2.100% 의료실비 보상
3. World Wide
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